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It won’t even get a headline when it goes nowhere.

Bottom line: If you weren’t BORN here of American citizens parents, they want you gone.

Except for Musk and Melania and all of their in group.

I don’t even have a passport as I haven’t traveled internationally since the 90s when it wasn’t needed for Canada and Mexico.

Guess I’m not a US citizen as far as ICE is concerned despite being born in the dead center of the US and at least four generations of citizens above me.

Clot! Clot! Clot! Clot!

It should not work either way.

Terrible people, which is why it should not have the ability to do this no matter what prompts they use.

Protected from the government, and even then only if it doesn’t cause too many waves with the oligarchs.

P R O J E C T I O N

The novelty of your inability to understand basic concepts has lost its charm.

Your link explains how you are completely misunderstanding how everything works and explains the same things we telling you.

Go read what you linked until it sinks in.

No, they are saying it doesn’t work the way you describe because the companies never actually reach their 20% cut. Rebates don’t cap their net revenue because they are never close to the cap.

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Can you admit that they are not starting out with their full 20% cut? Fuck, you even posted an article with a nice graph at the bottom showing their net income was under 10% of their gross income except for one carrier in one quarter since 2022!

That is the entire reason you cannot accept any explanations based on the reality that they have room to increase profits.

Premiums are revenue. You posted stats showing they are not already getting the 20% portion for themselves, and that 20% portion is for running the business. Rebates never come into play because they never hit the 20%.

If they only get 15% of the revenue from premiums they are only getting 75% of their potential cut which is used to run the fucking business before the possibility of profit comes into play. That means they have a huge incentive to cut any costs they can to approach their 20% cut WHICH THEY ARE NOT ALREADY GETTING.

I already posted the simplest math possible. Your math is wrong. Your assumptions are wrong. Just fucking accept that you don’t understand and believe literally everyone else that understands how this works including the people who write professional articles about the topic.

How are you smart enough to set up an instance but not smart enough to understand companies cutting costs increases profits and that companies are good at breaking laws and getting away with it?

Cyberpunk having cities owned by companies was based on company towns .

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That they have maxed the profit portion of it for one. That they don’t more reliably increase the portion they get to keep that ends up as profits for another.

Do you understand that they can lose money if the medical costs are too high?

I see two other people who have also clearly explained this to you but apparently you can’t let your incorrect assumptions about the 20% go.

The first step is that the insurance company bets on how much someone will cost them on average. So they have estimated that x number of people being insured will cost the company y dollars. Then they collect those premiums and being able to keep 20% of that AFTER paying for the medical care AND the costs to process the medical care. If an individual costs more to provide medical care to the company loses money on that person and the costs are averaged out with others that cost less than the average amount.

So if they can get the majority of people to cost less then they come out ahead and can keep some of it as the 20%. If they guessed low on the premiums they might lose money. They do NOT automatically get the 20% portion and that portion has all their operating costs and what is left over is profit. The incentive to lower hospitalizations and deny care is that it increases the proportion they can possibly turn into profit.