Crypto at its core is less a scam than, for example, the US dollar because it cannot be counterfeited, it can’t be privately fucked with,

Do you really believe this? Musk-has fucked with multiple currencies just because he could. Crypto is incredibly vulnerable to manipulation.

and everything that happens is auditable by the parties that need to,

which is true for banks

It’s a far better foundation than what banks have built, which is effectively a bunch of shared ledgers but with humans at the helm.

Given your errors so far I don’t think you should be judging the soundness of banking or currencies.